/ Choose Do It Or Pay - Habit Tracker if
Its stated focus matches what you need: A habit tracking app where you pledge money against causes you oppose. Complete daily tasks before the timer runs out, or your money funds what you hate. Features countdown timers, streak tracking, and flexible stakes.
/ Choose Fabric – your self-organizing workspace and file explorer if
Its stated focus is closer to your workflow: One home for your digital world. Your second brain. A file explorer and workspace for the internet age. All your drives, clouds, notes, screenshots, links, and files in one calm, minimal app. No organizing required. Never forget anything again.