/ Choose Do It Or Pay - Habit Tracker if
Its stated focus matches what you need: A habit tracking app where you pledge money against causes you oppose. Complete daily tasks before the timer runs out, or your money funds what you hate. Features countdown timers, streak tracking, and flexible stakes.
/ Choose TimeAlign - Apple Watch / iOS Time Optimization System if
Its stated focus is closer to your workflow: TimeAlign is the next evolution of intelligent time management, empowering you to align your time with your goals to achieve more, stress less, and invest your time in what matters most.